Business Checking
Your business is like no other.
That’s why PeoplesBank offers a variety of checking and savings accounts to fit your specific business needs.
Compare Business Checking Accounts
Free Business Checking
Our Free Business Checking account is ideal for those business owners and non-profits who tend to have lower transaction volume.
As a Free Business Checking account holder, you'll have:
- No maintenance fee
- No minimum balance or account activity requirement
- Up to 250 free deposited items monthly1
- Up to 250 free checks paid monthly1
Visit any PeoplesBank office to open a Free Business Checking account.
BusinessEdge
BusinessEdge is ideal for those business owners and non-profits with lower transaction volume who utilize electronic payments (ACH) or have Remote Deposit Capture (RDC) needs.
As a BusinessEdge account holder, you'll have:
- No maintenance fee
- No minimum balance or account activity requirement
- Up to 250 checks paid monthly1
- Up to 100 checks deposited by RDC monthly1
- Up to 100 ACH transactions monthly1
This account is eligible for Cash Management Solutions. Fees may apply.
Visit any PeoplesBank office to open a BusinessEdge account.
Commercial Checking
Our Commercial Checking account is ideal for businesses with higher transaction activity and higher balances or would benefit from Cash Management Solutions.
As a Commercial Checking account holder, you'll have a competitive earnings credit rate to offset service charges.
This account is eligible for Cash Management Solutions. Fees may apply.
To hear more about PeoplesBank's Cash Management solutions, email Cash Management or call 413.493.7517.
IOLTA
Interest on Lawyers Trust Accounts (IOLTA)2 are interest-bearing accounts for client deposits and are held for a short period of time.
- Earns Interest
- No account maintenance service charge
- No per transaction service charges
Visit any PeoplesBank office to open an IOLTA account.
Checking accounts come with:
Free ATM
Transactions 3
Free Instant Issue Visa® Business Debit Card
Free Online Business Banking, Bill Pay and eStatements
Free Mobile Banking with Fingerprint Login and Mobile Check Deposit 4
Fraud Protection Services through account alerts
Discount on Business Checks
Additional Accounts & Services
Business Visa® Debit Cards
- Pay for purchases wherever Visa® is accepted without having to write a check, present identification, or pay credit card charges.
- Get cash at thousands of ATM locations worldwide.
- Transfer funds, make deposits and check account balances at all PeoplesBank ATMs.
- Protection and security with Fraudwatch® Plus.5
Business Savings, Money Markets & CDs
Saving towards a business expansion or a rainy day has never been so simply. We've got a savings account for to help with your business goals.
Business Savings AccountsBusiness Lending
Expand your operations, invest in real estate or access money whenever you need it. Our Business Lending solutions will help you meet your business objectives.
Business Lending Solutions
Commercial Lending
With a wide range of commercial lending products, we'll provide you a customized financing solution to meet your borrowing needs.
Commercial Lending ProductsBusiness Mobile Banking & Mobile Deposit
Enjoy the freedom to manage your accounts, transfer funds, deposit checks and more anywhere business takes you.
Download the Business Mobile App
Legal Information & Disclosures
1 There is a charge of $0.50 per item over these limits.
2 Debit cards are not included with IOLTA accounts.
3 Other banks may impose a surcharge for using their ATMs.
4 3rd party fees for message, data and internet services may apply.
5 Fraudwatch® Plus offers round-the-clock protection against debit card fraud. Experienced fraud analysts work 24/7, watching for any suspicious card activity. Fraud Protection Services will contact you (the cardholder) immediately if they detect potential fraud on your card. Please note: They will not ask you for your card number, PIN number, or entire social security number.