Checking
PeoplesBank makes your checking more personal with features and benefits that make sense for you.
Compare Checking Accounts Checking Account Rates
Free Checking
Convenient checking without the extra fees or hoops.
- No monthly maintenance service charge
- No minimum balance requirement
- Free ATM transactions at over 55,000 PeoplesBank or Allpoint® ATMs worldwide1
Choice Checking
Need easier access to your money? Choice Checking allows you to use any ATM and receive up to $6.00 of your ATM fees rebated every statement cycle.
- No monthly maintenance service charge with total deposits of $2,000 or more during each statement cycle2
- Free ATM transactions at over 55,000 PeoplesBank or Allpoint® ATMs worldwide1
- Up to $6.00 of other ATM fees rebated per statement cycle
Interest Checking
Earn interest on your checking balance each month and receive unlimited ATM fee rebates.3
- No monthly maintenance service charge with $5,000 or more in this account's average daily balances during each statement cycle4
- Free ATM transactions at any ATM - any ATM fees paid will be rebated every statement cycle
- Free checks orders5
- Free Official Checks and Money Orders
All checking accounts come with:
VideoBankerITMs
7 Day Banking
Face-to-face banking with longer hours and drive-thru convenience
Free ATM
Transactions
Access to over 55,000 PeoplesBank or Allpoint® ATMs1
Free Visa®
Debit Card
Convenient, easy to use and secure
Free Online
Banking
View accounts, make transfers, pay bills and more
Free Mobile
Banking App
with Mobile Check Deposit and access to your credit score6
Zelle®
Zelle is a fast, safe and easy way to send and request money7
Additional Accounts & Services
Personal Visa® Debit Cards
- Pay for purchases wherever Visa is accepted worldwide
- Transfer funds, make deposits and check account balances at all PeoplesBank ATM locations
- Protection and security with Fraudwatch® Plus8
Personal Savings, Money Markets & CDs
Saving towards a goal or a rainy day has never been so simple. We've got a savings account for every step in your life.
Savings optionsPeoplesOnline Banking
Manage your accounts and pay bills from the comfort of your home or office.
With PeoplesOnline Banking you can:
- View account balances and eStatements
- Set up one time or recurring bill pay
- Transfer funds
Mobile Banking & Mobile Deposit
Enjoy all the benefits of online banking plus mobile check deposit on the go.
Download the appBalance Transfer Service
Have the security of knowing you're covered with our Balance Transfer Service. Funds will automatically transfer to your checking account from your savings account if a withdrawal is requested and your account balance can’t cover it.9
To enroll, visit one of our convenient banking centers or call 413.538.9500.
Legal Information & Disclosures
Minimum opening deposit of $10 required to open any checking account and to earn the stated Annual Percentage Yield (APY), if applicable. Service Charges may reduce earnings.
1 Free Checking account customers will have a $1.50 charge for using non-network ATMs.
2 Choice Checking accounts will have a $10 maintenance service charge imposed if deposits of $2,000 or more are not made within each statement cycle.
3 As of 01/02/25, the Interest Checking account pays an APY of 0.05%; interest rate subject to change without notice after account opening.
4 Interest Checking accounts will have a $20 maintenance service charge imposed if $5,000 in average daily balances is not maintained for each statement cycle.
5 Free checks are standard, wallet style design only.
6 3rd party fees for message, data and internet services may apply. Mobile Deposit available within PeoplesBank Mobile Access Apps for iOS® and Android™ only. Your credit score is provided by SavvyMoney, Inc., a 3rd party vendor. The credit score provided is intended to help you understand the factors that affect your credit score. The credit score found in the credit report may be different than the credit score you see here. Terms and conditions apply and are subject to change without notice.
7 Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
8 Fraudwatch® Plus offers round-the-clock protection against debit card fraud. Experienced fraud analysts work 24/7, watching for any suspicious card activity. Fraud Protection Services will contact you (the cardholder) immediately if they detect potential fraud on your card. Please note: They will not ask you for your card number, PIN number, or entire social security number.
9 Refer to a current Service Charge brochure for applicable charge(s).