Compare Personal Checking
When it comes to a checking account, different people have different needs.
Discover which PeoplesBank checking account is right for you.
Free Checking
Open Online
Minimum to Open
$10
Maintenance Service Charges
$0
Features
- Free ATM transactions at over 55,000 PeoplesBank or Allpoint ATMs worldwide4
- Free VISA® Debit Card
- Free Online Banking
- Free Mobile Banking5
- Free Access24 Telephone Banking
Choice Checking
Open Online
Minimum to Open
$10
Maintenance Service Charges
$10
waived with total deposits of $2,000 or more during each statement cycle direct deposit1
Features
- Free ATM transactions at over 55,000 PeoplesBank or Allpoint ATMs worldwide
- Refunds of other banks' ATM surcharges (up to $6.00 per statement cycle)
- Free VISA® Debit Card
- Free Online Banking
- Free Mobile Banking5
- Free Access24 Telephone Banking
Interest Checking
Open Online
Minimum to Open
$10
Maintenance Service Charges
$20
waived with $5,000 average daily balances2
Earns Interest
Features
- Free Checks3
- Free Money Orders/Official Checks
- Free ATM transactions at over 55,000 PeoplesBank or Allpoint ATMs worldwide
- Refunds of other banks' ATM surcharges
- Free VISA® Debit Card
- Free Online Banking
- Free Mobile Banking5
- Free Access24 Telephone Banking
| Free Checking | Choice Checking | Interest Checking | |
|---|---|---|---|
| Open Online | Open Online | Open Online | |
| Minimum to Open | $10 | $10 | $10 |
| Maintenance Service Charges | $0 | $10 waived with total deposits of $2,000 or more during each statement cycle direct deposit1 | $20 waived with $5,000 average daily balances2 |
| Minimum to Earn Interest | N/A | N/A | $10 View Checking Rates |
| Free Checks3 | |||
| Free Money Orders/Official Checks | |||
| Free ATM transactions at over 55,000 PeoplesBank or Allpoint ATMs worldwide | |||
| Refunds of Other Banks' ATM Surcharges4 | Up to $6.00 per statement cycle | ||
| Free VISA® Debit Card | |||
| Free Online Banking | |||
| Free Mobile Banking5 | |||
| Free Access24 Telephone Banking |
Legal Information & Disclosures
Minimum opening deposit of $10 required to open any checking account and to earn the stated Annual Percentage Yield (APY), if applicable. Service Charges may reduce earnings.
1 Choice Checking accounts will have a $10 maintenance service charge imposed if deposits of $2,000 or more are not made within each statement cycle.
2 Interest Checking accounts will have a $20 maintenance service charge imposed if $5,000 in average daily balances is not maintained for each statement cycle.
3 Free checks are standard, wallet style design only.
4 Free Checking account customers will have a $1.50 charge for using non-network ATMs.
5 3rd party fees for message, data and internet services may apply.