Home Equity Options
Unlock your home's equity.
Borrow funds for home projects, large purchases, unplanned expenses or to consolidate your debt.
Home Equity Line of Credit
Access the equity in your home with a home equity line of credit. Have the flexibility to write checks against your line of credit anytime.
Apply Online- Borrow up to 90% of the equity in your home
- Enjoy a low variable interest rate
- Make payments only when you actually borrow the money
Plus, you have the ability to convert a portion of your home equity line to a fixed rate, fixed term loan and still retain access to the remaining balance of your equity through the line of credit.
Variety of terms available.
Check RatesHome Equity Loan
With a home equity loan your payments are fixed for the life of the loan.
Apply Online- Borrow up to 90% of the equity in your home
- Enjoy a competitive fixed rate
- Variety of terms available
Energy Efficiency Home Equity Loan
Make your home more energy efficient.
Minimizing your home’s environmental impact is good for the environment and saves you money.
Apply Online- ¼% off our standard Home Equity Loan rates*
- Borrow up to 90% of the equity in your home
- 50% of the loan amount must be for energy savings improvements
- Variety of terms available
For more information, visit an office or call 413.538.9500.
Tips of the Trade: Home Improvements to Raise the Value of Your Home
Buying a home is one of the best investments you can make. Yet there are many things you can do to keep that investment growing.
We’ve outlined some of the best renovation projects for improving home value.
Legal Information & Disclosures
*The Energy Efficiency Home Equity loan offers ¼% off our standard Home Equity loan rates when at least 50% of the funds is used for the purpose of improvements designed to minimize the home’s environmental impact. You will be required to show documentation of the project highlighting the energy efficiency improvement. Offer subject to change without notice.